I have a family member who just went through a traumatic experience none of us could have foreseen. It involved personal injury, and quite surprisingly (to all of us) the person who clearly was in the wrong (sooo, so sooo clearly in the wrong) refused to take accountability for what happened, despite the fact that he even had insurance that would have covered the incident and then some. An attorney was needed and without him, my nephew would have been in real hot water because his insurance was not adequate to cover medical expenses. It was definitely not a case of him wanting to collect money from a business, it was a bonafide case where he was hurt due to the negligence of someone else and that someone else refused to step up to the plate and do what was right.
If you can't come to a personal agreement when there is an injury, then you'll definitely want to hire a competent and aggressive personal attorney who will have your back when you need it. Even if you can come to an agreement outside of court, it probably wouldn't hurt to hire or utilize an attorney, just in case.
I've seen first hand how having the right attorney opens doors for you that you can't even know were there in the first place. Finding a skilled attorney who knows the ins and outs of personal injury law can help you get benefits you didn't realize were available. Whether it's an injury you've sustained on the job, off the job, in a business or even at home, there are laws to consider when it comes to deciding whether or not you should have a case opened and filed. For my nephew, it meant getting the medical care he needed and would not have been able to get otherwise. Don't shortchange yourself, when you're hurt, look up 'personal injury attorney Tampa' and get the defense and care you need.
Wishing you all a safe and happy new year!